Homeowner system of record. Catches what your bank, HOA, and insurance miss — and quantifies what's at stake. MVP demonstrates the full loop on a Brooklyn condo: a clause in the purchase agreement becomes a $6,300/yr entitlement, paired with a high-impact risk and a single recommended action. React + TS + Tailwind + Vite. Source in _otto-source/.

Prototype surface for OnePay, behind its own password (separate from the lab gate). Builds land at /onepay/ as they're ready.